What does this example BRRRR example analysis show?

This example models a BRRRR example in Indianapolis, IN using standard investor assumptions. It shows estimated monthly cash flow of $285, a cap rate of 7.6%, and a cash-on-cash return of 9.4%.

Are these real deal numbers?

No — this is an illustrative example using market-representative assumptions. The numbers are estimates intended to demonstrate how DealPrism models a deal. Actual returns depend on the specific property, financing terms, and local market conditions.

How do I run this analysis on my own deal?

Sign in to DealPrism and enter your own numbers — purchase price, rent, financing, and expense assumptions. You will get the same metrics instantly, tailored to your specific deal.

What is DSCR and why does it matter?

DSCR (Debt Service Coverage Ratio) measures how many times rental income covers the mortgage payment. This example shows a DSCR of 1. Lenders typically require a minimum of 1.20–1.25 for investment property loans. Below 1.0 means income does not cover the mortgage.

Indianapolis, IN · BRRRR example

Indianapolis IN BRRRR Example

A BRRRR strategy example in Indianapolis, Indiana with estimated refinance proceeds, equity, and cash flow under standard assumptions.

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Estimated deal metrics

Monthly cash flow

+$285/mo

After all expenses + mortgage

Cap rate

7.6%

Net operating income / price

Cash-on-cash return

9.4%

Annual cash / equity invested

DSCR

1.00

Income / mortgage payment

Assumptions used in this example

Assumption	Value
Purchase price	$145,000
Monthly rent	$1,350/mo
Down payment	100%
Interest rate	6.5%
Loan term	30 years
Vacancy allowance	8%
Property management	10%
Maintenance	5%
CapEx reserve	5%
Annual property taxes	$2,900
Annual insurance	$1,100

Risk factors to consider

BRRRR outcomes depend on post-rehab appraised value — have an independent appraisal before refinancing.
Cash-out refinance proceeds vary by lender; confirm LTV limits with your lender.
Holding costs during rehab are not included in this model.
Refinance closing costs will reduce effective returns.

How investors typically use this example

This page is useful as a benchmark, not a template. Investors usually compare the purchase price, rent, leverage, and risk assumptions here against the exact property they are underwriting so they can see which variable is actually driving the result.

In practice, that means checking whether your target property is cheaper or more expensive than this example, whether your rent comps are stronger or weaker, and whether the financing terms improve or degrade DSCR and monthly cash flow.

Frequently asked questions

What does this example BRRRR example analysis show?: This example models a BRRRR example in Indianapolis, IN using standard investor assumptions. It shows estimated monthly cash flow of $285, a cap rate of 7.6%, and a cash-on-cash return of 9.4%.
Are these real deal numbers?: No — this is an illustrative example using market-representative assumptions. The numbers are estimates intended to demonstrate how DealPrism models a deal. Actual returns depend on the specific property, financing terms, and local market conditions.
How do I run this analysis on my own deal?: Sign in to DealPrism and enter your own numbers — purchase price, rent, financing, and expense assumptions. You will get the same metrics instantly, tailored to your specific deal.
What is DSCR and why does it matter?: DSCR (Debt Service Coverage Ratio) measures how many times rental income covers the mortgage payment. This example shows a DSCR of 1. Lenders typically require a minimum of 1.20–1.25 for investment property loans. Below 1.0 means income does not cover the mortgage.

Analyze your own deal

Enter your actual purchase price, rent, and financing terms to see personalized estimates — not just a static example.